If you've suffered an injury that's resulted in long term
disability in Markham there are injury
that can help you. Being faced with the task of living with a
long term disability can be difficult enough in itself, but if you've been
unable to attain the accident benefits you deserve it can be devastating.
There are a myriad of loopholes and red tape in the legal
system that only a qualified injury lawyer will understand. When it comes to
the claims process, dealing with your insurance company, and the insurance
representatives of the other parties involved, the task can be daunting.
Get the most out of your long term disability claim by
working with a knowledgeable and trusted injury law firm in Markham.
What Constitutes a
Long Term Disability?
It's fairly safe to say that an individual would not be
forced to change their lifestyle because of a broken tooth or even a fractured
wrist, however a serious injury resulting in long term disability
dramatically change a person's life both at home and at work. Many employees
have a Long Term Disability plan (LTD) built into their Employment Insurance
(EI). This is not the case for everyone.
Long term disability can be defined in two ways – relating
to one's own occupation, and relating to any occupation. Understanding what
constitutes a long term disability in each scenario is necessary in determining
what recourse one may have when working towards compensation alongside an
injury law firm.
Relating to one's own occupation, long term disability is
defined, as an individual being deemed medically unable to perform the
essential duties required of his or her occupation.
When relating to the any occupation definition, an
individual is considered disabled if medically deemed unable to perform the
essential duties required of any occupation for which he or she is reasonably
qualified by education, training or experience.
How Can an Injury Law
Firm Help Me if I Have a Long Term Disability?
An injury law firm can help someone dealing with a long term
disability by acting as a surrogate to your insurance provider. Whether you're
part of a group plan through your employer, or have an individual insurance
plan, you're entitled to various benefits that can help you maintain the
lifestyle you're accustom to.
Lawyers have the legal right to act on your behalf with your
insurance company or the insurance company of others involved. They can also
obtain any medical or financial documentation needed to support your claim.
What if I Don't Have Insurance?
Even if you don't have insurance, it doesn't mean you can't
receive benefits that will help you deal with a long term disability. If you
were involved in a motor vehicle accident, for example, you may be able to
acquire insurance coverage through the insurance of your spouse, parent, or
Should those options not be available, you can file claim
against the insurance company of the other parties involved. There is also a
provincial fund designed for circumstances such as this called the Motor
Vehicle Accident Claims Fund. A reputable injury law firm
will be qualified
to explore all available avenues to achieve the best possible settlement.
Don't allow you or your family to be burdened by long term
disability – seek the council of a specialized injury law firm in Markham and
get the compensation you deserve.